Get access to loans even when the banks say no

We are specialists in finding you solutions when others can’t

Tailored Private Lending Solutions That Work for You

We have access to over 50 low doc & private lenders, giving us the flexibility to match you with the right solution for your unique situation.

Borrowers come to us when they need:

✅ Urgent property settlements
✅ Funding to repay ATO debts
✅ Business cash flow support
✅ Debt consolidation and restructuring

Unlike the banks, we move fast and focus on outcomes, not obstacles. Once we’ve secured the short-term funding you need, we help you put a strategy in place to refinance back to a major bank when the time is right.

Why go directly to one lender when you can go to a specialist broker who can find you the best deal out there?

Enquire About Special Low Doc & Private Lending Offers

Complete this form and we’ll be in touch for a no-obligation chat, followed by a free assessment. No impact on your credit report.

Why Low Doc & Private Loans?

1. Flexible Criteria

Private lenders generally have fewer stringent requirements than traditional banks. They are more focused on the value of the asset (e.g., property) than on your credit history, income, or employment status. This makes private lending a useful option for borrowers with bad credit or unconventional financial situations.

2. Fast Funding

Private lenders can often settle loans much faster than traditional banks. While bank loans can take weeks or even months to process, private loans can be approved and funded in as little as 48 hours, making them ideal for urgent property deals or business opportunities.

3.Caveat Lending

A caveat loan is a type of short-term loan where the lender places a caveat (a legal notice) on your property as security for the loan. Typically, these loans are used for emergencies or when fast access to funds is needed. Caveat loans are usually repaid within 12 months or less and are more flexible compared to traditional loans.

4.Second Mortgage

A second mortgage is a loan taken out on a property that already has an existing mortgage. Second mortgages are often used to access more funds if the borrower already has substantial equity in their home or property.

What Clients Say About Us

Case Studies

Client Profile:

Michael, 45, a self-employed IT consultant with fluctuating income. He owned his home outright, valued at $1.2 million, but had $180,000 in overdue ATO debt causing credit stress.

The Challenge:

Michael was under pressure from the ATO and had been declined by several banks due to the tax debt and recent late payments showing on his credit file.

Our Strategy:

We identified a non-bank lender who allowed cash out for ATO debt
Released $250,000 from his home using a low-doc solution
Structured repayments to fit his variable income without affecting lifestyle

The Result:

ATO debt paid out in full, avoiding further penalties and legal action
Credit file stabilised, removing immediate stress
Still retained significant equity for future investment or refinance

Conclusion:

Michael turned a stressful situation into a strategic win by using existing equity to clear urgent tax debt. With the right lender and structure, equity release can be a powerful way to regain control.

Client Profile:

Sophie, 38, an interior designer with irregular income from her business. She found her dream home at $980,000 and needed to settle in just 7 days to secure the deal.

The Challenge:

She had strong equity in another property but couldn’t access it fast enough through a traditional lender. Banks needed more time and full financials.