Client Profile
Adriana is an early childhood teacher working full-time at a long day care centre in Brisbane, earning $72,000 annually. She had been in her role for over 4 years and was looking to improve her financial position through refinancing.The Goal
She wanted to refinance her home loan to take advantage of lower interest rates, reduce her repayments, and simplify her loan structure. As a single borrower on a teacher’s income, maximising savings was key.Our Strategy
- Matched her with a lender offering a sharp rate at 80% LVR, with no additional loading or restrictions
- Prepared a strong application highlighting her stable income and consistent employment history
The Result
- Her rate dropped from 6.19% to 5.49%, saving her over $3,700 per year in interest
- Received a $2,000 cashback to help cover refinance costs and increase her savings
- Improved her monthly cash flow with a more manageable repayment and flexible loan features