Client Profile
Sophie, 38, an interior designer with irregular income from her business. She found her dream home at $980,000 and needed to settle in just 7 days to secure the deal.
The Challenge
She had strong equity in another property but couldn’t access it fast enough through a traditional lender. Banks needed more time and full financials.
Our Strategy
- Arranged a short-term private loan secured against her existing property
- Lender accepted her self-declared income
- Fast-tracked valuation and legal work to meet the tight deadline
The Result
- Funds released within 5 business days
- Sophie settled on time without missing out on the home
- She plans to refinance into a long-term loan once full financials are ready
Conclusion
When timing is critical, private lending offers the speed and flexibility banks can’t. Sophie was able to act decisively and secure her property with minimal disruption.
